Sunday, October 03, 2010

Conservatives Predicted It: Obamacare Already is Causing Higher Costs and Less Choice

I hate to say I told you so but ....

Perhaps the most blatant lie of the entire Obamacare scam was this:

"If you like your health plan, you can keep it, the only thing that will change is that you’ll pay less.”

You'll recall this line, uttered by the Liberty Terrorist who is the president of the United States during a weekly radio address in July of 2009 and repeated hundreds of times by The Messiah himself and various administration flunkies over the course of this whole Obamacare debacle. Where is the leftist media now that Obamacare has predictably begun to unravel the best health care system in the world? Now that we have proof positive that all the assertions they made about health care availability, portability, ease of access and cost are proving to be lies?

What am I talking about? Well in general I'm talking about the dozens of stories we've heard over the past couple of weeks about how health insurers are gearing up to meet Obamacare mandates -- raising premiums in anticipation of increased costs, scaling down plans and in some cases, dropping plans all together.

Take the 1500 employees of the health care division of Principal Financial Group in Des Moines Iowa, for example. You see, Principal Financial Group is a minor player in the health insurance business and they've seen the writing on the wall. They realize that complying with the Obamacare mandates is going to bankrupt them so they are getting out of the health insurance business. And not only won't these 1500 employees be able to keep the health plan they like, they won't be able to keep the jobs they presumably like. At the end of the year, they are out of work. Principal has sold their health business to a bigger player -- United Health Care. Their business is health care and they really have no choice: If they are to stay in business they have to try to make it under the Obamacare mandates.

The loss of 1500 jobs as a direct result of Obamacare is tragic. These are just the first wave of tens of thousands more. But what of the tens of thousands of people covered by a Principal health care plan? My family is included in this group. We're happy with our health insurance plan, but we're not going to be able to keep it. And our premiums sure as hell aren't going down (name me one person who HAS seen their premiums go down). In fact, my family and thousands of others don't know exactly what our health insurance will look like after the first of the year.

There are obvious economies of scale when your company owns its own health care plan. Those are going away at the first of the year when Principal goes out of the health care business. United Health Care has some great plans. Years ago I administered one for my employer. But you can bet that any plan Principal Financial Group has to buy for its employees is going to cost it more than one it owns as a self-funded plan. So tens of thousands -- perhaps hundreds of thousands -- of Principal employees, their dependents and other Americans covered by Principal health plans sit and wait to find out what their health insurance will look like at the beginning of the year. So much for "If you like your health plan, you can keep it, the only thing that will change is that you’ll pay less.” But then, those of us who have been using our critical thinking skills already knew from well before they shoved this sham "universal health care" bill through in the dark of the night that like everything else that is liberalism, it was a blatant lie.

Principal isn't the only one dropping their health care plans. Word came out Friday that McDonald's - perhaps the most vilified company in the U.S. besides Wal Mart - may have to drop their health insurance plans as well.

And in fact, this is the ultimate goal of Obamacare. All of the predictions us conservatives have made about Obamacare have been proven true thusfar:

1. Obama said you'd be able to keep your health insurance if you like it. That's been proven a lie.Tell the folks covered by Principal Midland's Choice and other Principal plans that "you'll be able to keep it".
2. Obama said your health insurance will cost you less. That's been proven a lie. Health care costs are actually going up. Just ask the Congressional Budget Office.
3. Obama said people won't lose coverage due to this unconstitutional government mandate. That's a lie.
4. Obama said Obamacare will increase access to health care. That's a lie.

Here's another thing that will be proven true over the next few years if we're not able to reverse all or some of Obamacare: By 2014, as is the goal of the legislation, most health insurers will be out of business. Their plans will be replaced by something of a government/business hybrid through the last health insurer standing which will probably be some form of a huge Blue Cross conglomerate in partnership with Big Brother. At that point, we'll have the nightmare us conservatives have warned you about -- the same crappy health care Great Britain has only worse. We hate to say we told you so but ....

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